A city girl rejected by her parents makes an impulsive decision to spend the summer at a small beach town with her estranged aunt. She nearly drowns and is rescued by the lifeguard next door, who offers to teach her how to swim.

Matt is an elite ex-cop whose life has gone down hill since he was kicked off the Force. After a rough encounter with a mysterious henchman, Matt is brought face to face with his only chance at reclaiming his life and clearing his gambling debt markers. Only after he gets started on his new tasks does he recognize good guy from bad. Meanwhile Matt's love for his only daughter helps him battle one of his greatest enemies, alcoholism.

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